How to Build a Financial Routine That Works for You
Your personalized path to your best financial self
Ever felt overwhelmed by those big financial goals looming in the distance? We've got just the tool to turn those aspirations into achievable milestones—#PlanningAhead is your secret weapon.
So what’s #PlanningAhead all about?
We get it: thinking about long-term financial goals can feel like staring at a mountain from the bottom 🙄 It can be overwhelming, stressful, or even shameful to think about all the things you “could” or “should” be doing with your money.
One way to take the first step toward successful planning is to consider your priorities. Every life stage brings different considerations for what’s most important to us. For example, the plans a recent college grad has are probably quite different than those a new parent has.
- Step 1: Prioritize your goalsConsider where you are in life & what’s most important to you. Just like any plan, whether that’s a plan for next weekend or a plan that’s farther out, you won’t be able to do everything. Here’s a reminder that may help you focus your priorities: “Don’t boil the ocean!” All climate crisis jokes aside, boiling the ocean simply isn’t feasible. A great place to start is with what’s realistic and doable.
- Step 2: Break them downDivide those priorities or goals up into smaller, more manageable chunks. For example, if one of your priorities is to redecorate your bedroom for the upcoming season, you might start by making a few lists: things that you’d like to replace; things you can sell; and things you’d like to keep. Maybe you give yourself a week to add things to each list before you begin the next step of researching things to buy and preparing things to be sold. Give yourself specific timelines in which you can realistically make progress on each chunk, and this will help you make sure you’re always moving in the direction of your goal. target
- Step 3: Track your progressOnce you know the steps that will get you to where you want to be, it’s important that you have a visual or written reminder of your progress. You could even ask friends, family or loved ones to check in with you from time to time to make sure you stay on track or celebrate your journey along the way.
- Quick Recap#PlanningAhead helps you make sure your money is in alignment with your priorities and goals.Step 1: Prioritize your financial goals based on where you are in life.Step 2: Break down each goal into smaller, achievable steps.Step 3: Track your progress. A vision board, savings jar, or periodic check in with a loved one will motivate you to stay on track.Join us on this journey toward financial success, one micro-step at a time. Look out for more tips on #PlanningAhead in our app, our content library, and on our social media.
This material is for informational purposes only and it should not be relied upon as guidance.
Planning Ahead
